FOTC Policy Compare · insurance

Compare insurers' offers clause by clause

A broker compares offers from several insurers by reading dozens of pages of general terms and conditions for each one, and the cheapest offer can hide an exclusion the client needs covered. Upload the offers: you get a report that lines up the terms topic by topic, colours every difference and cites the clause it comes from.

Prepare a report

1. Offers from insurers (2–4 PDF files)

    In this demo the client's needs are fixed; the comparison and colours are calculated for them.

    What is in the report

    • A recommendation and the key warnings for the client
    • The offers side by side and a map of differences
    • A page per topic: cover, waiting period, exclusions, limits, claims
    • The exact wording of the terms behind every colour

    best of the compared offers
    weakest, or an exclusion that matters to the client
    in between, no clear advantage
    no confirmed clause, check by hand

    Each colour compares the insurers with each other on one topic, against the client's needs.

    The report is written in Polish, the language of the terms.

    This is a demo. The general terms and the offers are public documents from insurers' and employers' websites; the demo compares only the offers prepared for it. The report is a draft for a broker, not insurance advice. Uploaded files are not stored.